Life insurance is an important part of any financial plan.  It can provide security for the people you love when you are no longer around. The death benefit is usually federally tax-free and can be used by your beneficiaries for a variety of things, such as paying burial costs and estate taxes, or ensuring that your children have money for college. In addition, you can use life insurance to create a legacy for the people you love and the causes you support.

You may benefit from an individual life insurance policy if you:

• Need higher limits of insurance than are available through your group plan.
• Want to leave a legacy to your children, grandchildren, institutions or charities you support.
• Cannot qualify for group life insurance for health or other reasons.
• Need a permanent death benefit to protect a special needs loved one or to assist in estate planning.

This Reliable Insurance Agency benefit provides life insurance coverage for all regular or benefit eligible Faculty and Staff. This coverage is for the employee only.

Participation in the group term life insurance program is a condition of employment for regular University faculty and staff members who hold a 50% time or greater appointment. Coverage is required. No Statement of Health or physical exam is required for this program.